Vol 1 No 2 (2018): September
Village Development Articles

Desain Ulang Program Bantuan Dana Bergulir Di Kabupaten Sampang
Redesign of Revolving Fund Aid Program in Sampang District


Gigih Prihantono
Universitas Airlangga, Indonesia *

(*) Corresponding Author
Picture in here are illustration from public domain image or provided by the author, as part of their works
Published September 24, 2018
Keywords
  • microfinance,
  • revolving funds,
  • household investments
How to Cite
Prihantono, G. (2018). Desain Ulang Program Bantuan Dana Bergulir Di Kabupaten Sampang. Indonesian Journal of Cultural and Community Development, 1(2), 10.21070/ijccd2018715. https://doi.org/10.21070/ijccd.v1i2.715

Funding data

Abstract

The purpose of microcredit is to encourage the growth of small and medium enterprise business and increasing prosperity by expanding public access to credit. Sampang Regency is one of the poorest regions in the East Java, where are very few microfinance institutions which provide the loan. However, 68% of the inhabitants have a loan that originated from informal sources (moneylenders, friends, or family), while only 5% who reported having a loan in the Bank. We are trying to help the local Government of Sampang to increased access of credit by redesigning Revolving Fund program (Dagulir) owned by the Government to increase the income of small and medium enterprise business.  The results show that credit Dagulir can work widely through risk management and investment at the level of the household and not through their efforts as originally targeted.

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