Indonesian Journal of Cultural and Community Development
Vol 15 No 3 (2024): September
Community Development Report

Empowering Women's Business Groups through Microfinance in Village Enterprises
Pemberdayaan Kelompok Usaha Perempuan melalui Pembiayaan Mikro di Badan Usaha Desa


  • Abdul Khafidz,
  • Isna Fitria Agustina*
Abdul Khafidz
Universitas Muhammadiyah Sidoarjo, Indonesia
Isna Fitria Agustina
Universitas Muhammadiyah Sidoarjo, Indonesia *

(*) Corresponding Author
Picture in here are illustration from public domain image or provided by the author, as part of their works
DOI: https://doi.org/10.21070/ijccd.v16i1.1139
Published October 7, 2024
Keywords
  • microfinance,
  • organizational structure,
  • community empowerment,
  • financial management,
  • bureaucratic efficiency
How to Cite
Khafidz, A., & Agustina, I. F. (2024). Empowering Women’s Business Groups through Microfinance in Village Enterprises. Indonesian Journal of Cultural and Community Development, 15(3), 10.21070/ijccd.v16i1.1139. https://doi.org/10.21070/ijccd.v16i1.1139

Copyright (c) 2024 Abdul Khafidz, Isna Fitria Agustina

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Abstract

Background: Effective management of microfinance institutions is essential for rural economic development. Specific Background: This study examines BUMDesa Bersama “Gempol Sejahtera,” focusing on its application of microfinance principles in financial management. Knowledge Gap: There is limited research on how structured bureaucracies affect the success of microfinance programs in community organizations. Aims: The research evaluates the impact of organizational structure on microfinance initiatives and resource management. Results: Findings show that a clear bureaucratic structure enhances efficiency and role clarity, facilitating successful program implementation. Clear Standard Operating Procedures (SOPs) and task fragmentation are critical for optimal execution. Novelty: This study offers new insights into the link between organizational structure and microfinance effectiveness in community enterprises, enriching the literature on rural empowerment. Implications: The results underscore the importance of strong organizational frameworks to improve resource management and program responsiveness, thereby promoting economic empowerment, especially among women.

Highlights :

 

  • Organizational Efficiency: A clear bureaucratic structure enhances operational effectiveness and role clarity.
  • Critical Procedures: Implementing Standard Operating Procedures (SOPs) is essential for program success.
  • Economic Empowerment: Strong frameworks promote responsiveness and resource management, benefiting community initiatives.

Keywords: microfinance, organizational structure, community empowerment, financial management, bureaucratic efficiency

 

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